These guys are on the ball, well impressed by the friendly helpfull service and very fast to respond.
From my initial enquiry to funds in my account in less than 8hrs, supersonic service.
I will recommend to my other business friends and colleges as I couldn't fault them.
Before offering funding they get to know your business needs and base the offer of finance on this and other criteria, turnover, profit etc.
I even got offered more Finance, than I originally enquired about !!
All in all a brilliant company to deal with, I wish them all success in the future !!
iwoca have helped my business massively, from the humble beginnings of a small on-line idea, they have helped me to create a presence not only on-line but have now enable me to acquire a warehouse along with a high street store. More recently one of our premises was broken into. I contacted iwoca to inform them of what had happened, Immediately they gave us support as well as advice on how to overcome such a set back. A great team offering sound business solutions along with providing small and medium sized business with funding. I cannot recommend more highly
It's a very simple and easy-to-use website. Money in my account the same day so I could buy what I need to sell on ebay. It was really easy and now I'm using the money for my business. The interest is also not that much. One page terms and conditions and in plain English. I will definitely go back if I need more money for my business.
I found Nick was a great help when deciding what to do. It was great he was so interested in my business and supportive of what we do. My stock is now being collected together in the warehouse and I would have been stuck without it. Thank you for being tge knight in shinning armour.
Easy to use service, friendly staff and reliable funds transfers. Would definitely recommend this service to other online sellers, has made cash flow in my business so much easier!
I've met both James and Rob in person and had numerous dealings with them by phone and email. The service is quick and efficient and its a pleasure to recommend them.
We used their services to bridge the gap between our standard stock and Christmas stock. Last year finding the finance to bring in Christmas stock was difficult and resulted in us pulling budget from elsewhere. With a small loan from Iwoca we were able to bring in our Christmas stock as well as keep going on our existing lines. This has resulted in a 82% increase in sales for the festive period!
I had a chance to buy some stock at 7% RRP which I knew would sell for 50%RRP, unfortunatley I also had a bad credit history after my marriage breakdown which meant I had no way of getting funding to take advantage and buy all this stock. I applied to IWOCA and spoke personally and at length with Christoph who looked through my eBay sales data then agreed to loan me the money enabling me to buy a large amount of the stock. Since then I have had a few more loans with no problems. I like the personal touch and the fact that if I repay early these loans are very cost effective.
I have also met some great people/mentors through there network of like minded business people.
I would recommend IWOCA without hesitation.
We have used IWOCA for over 18 months now and have had 6-7 loans from them.
They make the whole process so easy and now with the "top-up" service, it is even quicker.
We often pay our loans back early and it is nice to be rewarded for this with less interest charged not like the banks who charge you a default fee.
If only IWOCA had a bank as well.......
If arrogant, condescending and rude sound good to you, then please DO NOT USE this company!
These are the most knowledgeable, friendly and understanding people around who deal with all sorts of different businesses and people and it shows!
From start to finish they offer a very quick turn around and you feel most valued, welcome and more importantly: any questions will be answered in a professional but understanding manner.
Easy loan to set-up for a short term solution. I felt like my account manager was a really friendly bloke and really wanted to know if this was an affordable solution for my needs. They are not like other loan companies out there whose sole purpose is to charge you over the odds and take advantage of you. I was looking for a loan solution to purchase more stock for the Christmas period. By god it was fast within a few hours I was on the phone to my account manager and once I was satisfied with the loan I could then go through with it.
Brilliant Service, excellent.
Its very rare thease days to find a loan company who are willing to actually get to know you and your business no matter what stage you are at.I felt like I was treated like a friend and they really took everything I told them into concideration.I was over the moon when they agreed to help me with a small loan so I could invest in more stock and really build my ebay business.I know they will support me at every stage .I really recommend them they have really been amazing.
Was pretty sceptical when I clicked on the eBay link to iWoca but after researching I couldn't find anything bad online so I gave the a call. In under 24 hours I had cleared funds in my account which is pretty mind blowing considering the banks total refusal to lend to any small businesses where there is even a small amount of risk.
IWoca have done their bit, now it's my turn to do mine.
Thanks to everyone at iWoca.
I have contacted many loan companies in the past 4 years, and most do not do what it says on the tin, i.e. they advertise immediate cash etc. at low rates, but when push comes to shove, the rates are much the same as Banks and Credit Cards. Iwoca is different, their rates are not eye watering, and the service is A1.
A great way to get funds when high street banks let you down!
I was given £10000 in just 2 hours when it took me 3 months to just get £5000...
IWOCA is perfect to get money rapidly to grow your business instantly.
Interest rate are higher than banks but it is definitely worth it,
The only downside is the 6 month max lending time. Hope that they will increase it soon!
The service is great! Very friendly! It's not all about numbers! Eg: "computer says no"!
High quality service, fast answer and extremely clear cost of the loan!
It is not a 9000% APR shark loan company!
Long live Iwoca!
When I saw iwoca advert on amazon, I hoped they would be half as good as their advert. When I contacted them for a fast credit, they were much better than I had expected. Although they did not give me the full amount I had asked for, they offered me a good amount for me to increase my stock. The money was on my account within 24 hours.
I would recommend them to any one who is doing online business.
Our first attempt to register was interrupted, and we needed to try again which gave an issue with the email address already being registered, but that was not made clear by the web page and so a few phone calls were needed to get things moving. Once registered the whole process was simple and painless.
Just trying to leave my review and received the error that my name must be at least 4 characters long. Very unfortunate as my name is Tim. Good job there is not the same restriction on birth certificates!
In my couple of years running and developing business this way of borrowing was the quickest and the easiest.
Right in the moment when I needed, almost in the same hour, WOW.
I will use IWOCA again.
I will recommend IWOCA to anyone.
We are a small Mobility Retailer in the south east of England. With the run up to christmas we were looking at stock for the festive period when, as always seems to be the way our trusty van decided to expire. This left us with only 1 option, use our funds to repair our vehicle and lose out on the potentially lucrative festive custom. 1 call to Iwoca at 11am saw financing secured to allow us to replace our old vehicle AND buy the stock we needed for christmas within 10 minutes with the funds in our account the same day. I can not recommend them highly enough.
It can be quite a stressful experience sometimes when applying for a loan. I have to say the people at Iwoca put me at ease straight away and led me through the application process smoothly & efficiently. My lack of credit history may have been an issue with other companies, but to move things along Nick suggested that I use the Post Office Identity document checking service. With this hurdle safely negotiated the rest was very straightforward. If you're looking for a business loan at a competitive interest rate, then I'd recommend Iwoca for serious consideration.
The whole experience with iwoca was excellent. They understood that we needed a little help with our cash flow this time of year and were able to make an offer to us that suited our needs. The money was in our account the same day! We would definitely recommend them to other small businesses, and would use them again.
I have been looking for low rated and secure small amount loan since couple month and I have found iwoca advertisement on ebay shopping page. I applied on line to get some more information and had almost immediately contact and received a good advice what I wanted. Approved and sign on and money same day in my account. No stress how I repay. What I need only pay regular amount of cash every month up to 6th month.
Totally pleased with iwoca, cannot believe everything was sorted so quick. Just as I had lost all hope in continuing my business, iwoca came to the rescue, enabling me to buy new stock just in time for christmas. If all small business services were as straightforward as iwoca.
I WAS IN NEED OF CASH AND THE CUSTOMER SERVICE PROVIDED BY JAMES WAS AMAZING AND VERY HELPFUL.
EVERYTHING WAS EXPLAINED IN THE MOST SIMPLEST DETAILED WAY POSSIBLE.
I WOULD RECOMMEND IWOCA TO ANYONE WHO NEEDS HELP WITH CAS HFLOW.
What stood out about iwoca was the personal touch with very professional and well informed people who will actually LISTEN..!!! Fantastic Service i would Highly Recommend this Company.....
It took 30 minutes from the moment I have spotted and add on eBay to having the money in my account. 30 minutes of the best financial experience I have ever had.
I was contacted by the most friendly and very professional adviser who led me through the interview, shortly followed by the positive answer. I have received full information on the terms and conditions and I feel confident and relaxed because the loan does not have to be a scary thing if you deal with the right people. IWOCA is the right people and I would recommend this Company to my best friends.
I applied for Iwoca funding around lunchtime, the money was in my bank account by 5.00 p.m. Very quick service, everything went smoothly, good customer service.
Having read very bad reviews about some companies operating in this sector,i was initially apprehensive about dealing with IWOCA.
However, my experience with this company so far has been a pleasant one. I am impressed with the efficiency, professionalism and speed of this company!
They dealt with my loan application very fast and amazingly i was offered double the amount I applied for.Within hours of speaking with them, the funds were transferred into my account ready to use for the urgent need. I highly recommend this company.
Best company and thousand times better than bank soo low interest rates.
Wanted to buy goods at a good price and for that funds were required and I got from here in real quick time and I managed to buy stock at a very good price and now I am selling at a good profit margin.
Not to mention the amazing customer service which is really so brilliant and any query gets sorted in a quick span of time.
Thanks a lot for all your help !!!
IWOCA, gave me a life line when I needed it and helped to turn my small business around and grow, although they don't know that they did. They didn't judge me for past credit history but based their decisions on my proven record now. They don't mind that I only require the smaller loans. If I email, I get an answer straight away, no waiting for days on end. All in all a good supportive company who genuinely want to help.
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