Reply from payingtoomuch.com
[REPLY]
- Reviews (211)
- Mr Robertson
- 1 Review
Fast and efficient!
Pleased I got a very good quote with a reputable company (Zurich).
- Mr Flory
- 1 Review
Life insurance made easy!
The website immediately gave me very clear information with details of graded premiums and amounts payable upon death.
I got part way through completing an application form and decided to delay overnight to consider how I rated with regard to some of their questions. Next morning I was rung by a Mr. Rob. Dales who had picked up on my incomplete application. I was out on the first two occasions that he rang but we made contact the third time he rang. I told him my reservations about not meeting the criteria. He dealt with these very reassuringly and with regard to one of my questions he was perfectly straightforward and said he would like to consult a colleague, which I thoroughly approved of. Without this discussion I do not think I would have submitted an application. Indeed he completed my application over the phone.
I was glad for his initial persistence in ringing me to make contact. I did wonder whether this was the prelude to a 'hard sell', but at no time did I feel this. Indeed our interchanges were relaxed and sympathetic whilst getting on with the business in hand. I have every reason to recommend the site and follow up such as this most warmly.
- Mr Villiers
- 1 Review
- Ms Lafferty
- 1 Review
Clear and simple - ideal for me!
I was looking for a simple Whole of Life policy. I knew how much cover I wanted, and had an idea of how much I was willing to pay on a monthly basis. Other websites I looked at either did not have the specific amount of cover I required on their dropdown menu, or so little personal detail was required that I was subjected to a barrage of phone calls from each company asking for detail that I could have supplied via the website during my initial enquiry. I found that payingtoomuch.com website asked just the right questions to suit my needs, with the type of policy I require easily found on their website.
- Mrs Cummings
- 1 Review
- Mr Donnelly
- 1 Review
best value around
found them quick and efficient with good comunication,always give them a try
- Ms Scott
- 1 Review
Excellent
quick on line application.
Followed with a phone call where all questions were answered fully.
- Mr Jackson
- 1 Review
Easy application process
Easy to apply and to view prices on line. Quotes were a lot cheaper than i had been previously quoted.
- Miss Oakley
- 1 Review
- Miss Kuriata
- 1 Review
Great help,real prices
Hi,the service is great, Helped me to find cheap lefe insurance and i could compare it with other companies. Documents came quick and they call me just to confirm am i ok with it. Really wort to look
- Mr Mcevoy
- 1 Review
- Mr Boulter
- 1 Review
whole of life policy setup
Hello,very accurate setup of policy in a calm manner,with good feedback,thankyou,
- Mr Berry
- 1 Review
Easy to use and quick with plenty of help to complete
The software was very good and easy to use. The whole process was very quick
- Mrs Curgenven
- 1 Review
Life Saver
It was so easy to get a life insurance quote, no stupid questions and straightforward, the price was great too.
- David and thanks for your order
- 2 Reviews
speeds up a notoriously mundane procedure..life insurance!
The day came, as it does, when you realise that you are not TOO YOUNG for life insurance and that ultimately you have to follow the path of your elders by preparing for the inevitable future/end. I sat down preparing for a long mundane afternoons work in front of a PC, googling away for a policy...but wait whats this! Payingtoomuch.com....does the work of 10 at a stroke!. In the time it takes for a cuppa to go from ooh! too hot to lukewarm/tepid I had found, completed, and submitted a suitable policy.
Bingo! So the initial stage of old age hadn't been so mundane after all.
With an air of accomplishment I got up and made myself a fresh cuppa!.
Dave 50 y.o LOL
- Mr Hall
- 1 Review
Easy Form Filing
Today i found some great Life insurance a very helpfull company
- Mr Ruggles
- 1 Review
Life Insurance Quotation
Originally quoted cheapest premium online.
After completing proposal form not sure that premium will still be available.
So first quote appears to be a honeytrap
I have prejudged the situatuion with my comment above and will post an honest review after the service has been completed
I WAS WRONG !!
I have obtained my life cover with very little fuss at the same premium as originally quoted.
I have promised the MD that I will get quotes from the company when my car & buidings/contents cover renew and to recommend the company to all of my friends & relatives.
Reply from payingtoomuch.com
The premiums quoted are reliable but are of course subject to being underwritten. Customers that are for example very over weight might be asked to pay a little more as their life expectancy may not be as long as a healthy weight individual, but in their heart of hearts they probably already know this.
At any stage you may withdraw and even after the policy has started you can cancel and have a refund of the first premium if paid.
Please let us provide you with an excellent service and see if we can change your mind!
Kind regards, Mike.
- Mr Worne
- 1 Review
excellent service
I found the questions very easy to follow And would recommend this to anyone
- Mrs Leather
- 1 Review
- Mr Holden
- 1 Review
Excellent, clear online service
Clear, concise online service for finding life cover - I was pleased with the way it progressed
- Mrs Stevenson
- 1 Review
Courteous and concise with no fuss, no hassle.
I experienced some problems when I attempted to complete the application form for life assurance on-line but these were smoothed out and dealt with professionally by phone.
I could not acess some of the files (problems with my Adobe-Reader possibly) which would have given me important information but these were posted to me and my application was completed over the phone. I was delighted with the way in which I was put at ease and my application was dealt with.
- Alina
- 2 Reviews
Professional advice without the hard sell - perfect !
What a lovely professional knowledgable man I spoke to. Not pushy at all hence my decision to proceed after making my own informed decision upon the various options discussed - . Thank you
- Mr Jones
- 1 Review
A very quick way to get an insurance quote
Asked Google for a company to give an whole life insurance quote, they came up with this company, the application was so easy to follow even for an old duffer like me, quick quote, hope I am accepted, thank you very much.
- Mr Roberts
- 1 Review
Excellent quotes, excellent help, easy to do.
I had some problems, being a returning expat, in getting life cover insurance quotes in order to take out a small mortgage. One step detail information in - a dozen quotes out, all at less than I'd been able to find elsewhere. The final application was easy, even though I had to enquire about one or two things by phone (the sort of information I would have known had I already been resident) and that was it. I now only have to wait for the company I chose to be as expedient as payingtoomuch.com.
- Mrs Galloway
- 1 Review
Easiest way to apply for life cover!
Application for life cover was so easy and quick., couldn't believe it took so little time!
- Mr Wrighton
- 1 Review
cheap as chips, quick as light !
i found PAYING TOO MUCH to be a very friendly, non pushy, operation that fixed up my insurance policy with the minimum of fuss, and at a very competitive price. thanx to ROB for a great service. will check them out again when i need an insurance product or when a renewal comes along.
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- Martin Wardroper
- Manchester, GB
- 2 Reviews
Slick site and easy user expereience.
Found the site simple to use, no fuss, and quickly found exactly what I wanted.
Would thoroughly recommend.
Martin
- Paul Barclay
- 3 Reviews
Quite good but encountered a hiccup at the end and could not submit the banking details
Questionnaire was clear although there were more questions than I thought
- Ms Stannard
- 1 Review
The best rate I could find and a prompt, professional customer service.
The forms were straightforward to fill in and when I did have a query, my call was answered immediately by a coherent representative who assisted me to complete the documentation. I found this sites to be the most competitive too.
- Ms Rouse
- 1 Review
it only took 1o mins of my time
easy to read and understand. would recommend family and friends to check out this website before committing else where.
- JG, Scotland
- 1 Review
Really impressed at speed and effectiveness
Very impressed at the service - found me an extremely affordable policy with minimum fuss. Even the full application form itself was quick and easy!
Would definitely use again.
- Mr Tucker
- 1 Review
Straightforward and clear
I found the whole process of my application straightforward from start to finish.
- Mr Mellor
- 1 Review
Iv'e saved over £1000 pounds..
got back to me quickly answer'd all questions ,did not waffle on did not feel pressured .
- Miss Dulson
- 1 Review
very friendly and simple to understand
very friendly and helpfull would recomend this company.
- Mr Palmer
- 1 Review
First Class!!
Very helpful, professional Rob went to a lot of trouble to ensure we got the most suited product for our needs
would, without hesitation recommend to others
Thank you Rob
- Miss Love
- 1 Review
some questions are repetitive
badly repetitive
Reply from payingtoomuch.com
Thank you for taking the time to tell us what you think in your case about the LV= Whole of Life application.
Payingtoomuch.com allows you to select a policy that suits your circumstances and a product provider that you feel comfortable with.
In this case you selected LV=’s Whole Life Assurance which is a perfectly good policy but does suffer from having a slightly out of date application process (by modern standards). Try as we might we aren't able to change their questions or the order they are asked which can make the process seem rather clumsy.
We do however offer a telephone support service and can help you through the application process from any point.
Thank you for using our service and we hope to be of service to you again.
Kind regards, Mike.
- Mr Ball
- 1 Review
- Mr Pracy
- 1 Review
Excellent, Professional Website!
I would not hesitate to recommend "payingtoomuch.com" to any of my friends or colleagues. The website is very clear, helpful and user-friendly.It has to be the best website for its purpose out there!
- Mr Cox
- 1 Review
A1 TRUELY A FIVE STAR!
For my age i never thought i could get the type of cover for just a great price it truley
mean what it said, not paying too much.
Reply from payingtoomuch.com
We do significantly discount our premiums, but hopefully not so much that the service suffers in anyway.
Kind regards, Mike.
- Mr Platt
- 1 Review
