The website immediately gave me very clear information with details of graded premiums and amounts payable upon death.
I got part way through completing an application form and decided to delay overnight to consider how I rated with regard to some of their questions. Next morning I was rung by a Mr. Rob. Dales who had picked up on my incomplete application. I was out on the first two occasions that he rang but we made contact the third time he rang. I told him my reservations about not meeting the criteria. He dealt with these very reassuringly and with regard to one of my questions he was perfectly straightforward and said he would like to consult a colleague, which I thoroughly approved of. Without this discussion I do not think I would have submitted an application. Indeed he completed my application over the phone.
I was glad for his initial persistence in ringing me to make contact. I did wonder whether this was the prelude to a 'hard sell', but at no time did I feel this. Indeed our interchanges were relaxed and sympathetic whilst getting on with the business in hand. I have every reason to recommend the site and follow up such as this most warmly.
I was looking for a simple Whole of Life policy. I knew how much cover I wanted, and had an idea of how much I was willing to pay on a monthly basis. Other websites I looked at either did not have the specific amount of cover I required on their dropdown menu, or so little personal detail was required that I was subjected to a barrage of phone calls from each company asking for detail that I could have supplied via the website during my initial enquiry. I found that payingtoomuch.com website asked just the right questions to suit my needs, with the type of policy I require easily found on their website.
Hi,the service is great, Helped me to find cheap lefe insurance and i could compare it with other companies. Documents came quick and they call me just to confirm am i ok with it. Really wort to look
The software was very good and easy to use. The whole process was very quick
The day came, as it does, when you realise that you are not TOO YOUNG for life insurance and that ultimately you have to follow the path of your elders by preparing for the inevitable future/end. I sat down preparing for a long mundane afternoons work in front of a PC, googling away for a policy...but wait whats this! Payingtoomuch.com....does the work of 10 at a stroke!. In the time it takes for a cuppa to go from ooh! too hot to lukewarm/tepid I had found, completed, and submitted a suitable policy.
Bingo! So the initial stage of old age hadn't been so mundane after all.
With an air of accomplishment I got up and made myself a fresh cuppa!.
Dave 50 y.o LOL
Originally quoted cheapest premium online.
After completing proposal form not sure that premium will still be available.
So first quote appears to be a honeytrap
I have prejudged the situatuion with my comment above and will post an honest review after the service has been completed
I WAS WRONG !!
I have obtained my life cover with very little fuss at the same premium as originally quoted.
I have promised the MD that I will get quotes from the company when my car & buidings/contents cover renew and to recommend the company to all of my friends & relatives.
I experienced some problems when I attempted to complete the application form for life assurance on-line but these were smoothed out and dealt with professionally by phone.
I could not acess some of the files (problems with my Adobe-Reader possibly) which would have given me important information but these were posted to me and my application was completed over the phone. I was delighted with the way in which I was put at ease and my application was dealt with.
What a lovely professional knowledgable man I spoke to. Not pushy at all hence my decision to proceed after making my own informed decision upon the various options discussed - . Thank you
Asked Google for a company to give an whole life insurance quote, they came up with this company, the application was so easy to follow even for an old duffer like me, quick quote, hope I am accepted, thank you very much.
I had some problems, being a returning expat, in getting life cover insurance quotes in order to take out a small mortgage. One step detail information in - a dozen quotes out, all at less than I'd been able to find elsewhere. The final application was easy, even though I had to enquire about one or two things by phone (the sort of information I would have known had I already been resident) and that was it. I now only have to wait for the company I chose to be as expedient as payingtoomuch.com.
i found PAYING TOO MUCH to be a very friendly, non pushy, operation that fixed up my insurance policy with the minimum of fuss, and at a very competitive price. thanx to ROB for a great service. will check them out again when i need an insurance product or when a renewal comes along.
Questionnaire was clear although there were more questions than I thought
The forms were straightforward to fill in and when I did have a query, my call was answered immediately by a coherent representative who assisted me to complete the documentation. I found this sites to be the most competitive too.
I would not hesitate to recommend "payingtoomuch.com" to any of my friends or colleagues. The website is very clear, helpful and user-friendly.It has to be the best website for its purpose out there!
To reply as a company, please log in to your business account.