Terrible - Do not use.
I used Peachy a while back and they were fine then decided they didn't want my custom after paying back on time and in full. I didn't twig at the time that they had sold my details on and that was the reason I was getting so many harassing calls, texts and emails from stupid loan companies. I had to change my number etc and then decided to apply again after a six month break. Peachy neither confirmed or denied my loan, I had no email response and within seconds I had loan companies calling my mobile. I've been getting harassed daily and it is driving me nuts. DO NOT USE, THEY SELL YOUR DATA ON.