this company is very efficient and i would recommend them any of my friends because they will be able to advice and help with all suitable investments to suit particular needs
Nick Pratt from The Pension Planner kept everything simple and easy to understand and excellent advice .Nick also got me a great deal with another provider ,more cash and a pension for my wife, happy days.
Regular contact. and excellent communication. Nick the pension planner rep was very helpful and worked well in solving problematic issues. He offered an efficient and prompt service and I would recommend this service to others.
Following mediocre experiences with a number of Financial Advice houses I came across Obsidian. As a result due to previous disappointments I felt quite nervous and reserved judgement for a while.
I need not have worried however, as my personal adviser Andrew Hursthouse soon dispelled my doubts and reservations. I have come to trust his sense of duty and obligation to his clients.
I now feel at all times that what is being suggested is sensible and well considered and that I am never being pressurised to get involved in some dubious venture.
Also, what is very important to me is that I am never made to feel embarrassed at my own financial ignorance as has been the case in the past.
And I can always rest assured that whatever my queries or concerns Andrew is the friendly, patient and reliable help that I need at the end of an email or phone.
I know that I am in good hands thanks to Obsidian and Andrew
I needed and IFA to give me advice about what to do with my quite complicated collection of employer's pension schemes. I was concerned about low annuity rates and whether the accumulated pension pot would be sufficient if, as I plan, I drop down to work less hours. I had a look on unbiased.com and in the mass of IFA's, 'The Pension Planner' caught my eye as specialists in pensions and retirement and also, they were local. We looked at the website and rang to make an initial appointment. From that first phone call, Nick and his colleague Andy could not have been more helpful. They have provided clear advice and worked hard to sort out my pension position. At all times, they have been friendly but professional and I would recommend them.
Having used Nick for advice on Financial matters for a few years, I had no hesitation in contacting him for advice on my pension planning. From the beginning to the end , the advice was always clear & to the point. He was always available to answer any questions. A complete service & quick to act on any decisions made.
Having changed jobs a few times in my career, like most people I had a few pensions with different providers. With help from the pension planner team they are now consolidated with a single provider, giving me a better overall rate, together with a managed solution. From start to completion, I cannot fault the service I received. They took on board all my requirements and nothing was too much trouble. These guys genuinely care about their clients, communication and attention to detail second to none.
Nicholas and Andrew were courteous and attentive throughout, giving the feeling that I was their No 1 client at all times. Nothing was too much trouble for them and all queries were dealt with promptly and efficiently. Most importantly the quality and clarity of the advice provided was excellent. They went out of their way to tailor things to my requirements rather than deliver a one size fits all package.
I have been most impressed to say the least from the word go with how my initial enquiry was dealt with, the various options i was provided with and how i have been guided from start to finish. I am most grateful to the pension planner and Nicholas in particular, he has the patience of a saint and i am most pleased with my experience. I would not hesitate in the recommendation of their services and i have already passed on their details to a dear friend of mine. Thank you ever so much for guiding through the maze that is annuity planning.
Nic and his company are always available with any queries or concerns I may have and have been throughout the ten years I have been dealing with them. Nic is my personal advisor and has guided me through the difficult financial times to enable me to be in a strong position for my retirement and beyond. I wouldn't Hesitate to recommend them to anyone.
A big thank you to Nicholas & Andrew for all their advice and assistance in this matter -it was made clear from the start that I would be able to obtain much more pension income by allowing their company to shop around and compare the open market - seamless from the word go and also fast to act upon our requirements, many thanks for the extra help and income
Steve Moulton pf The Pension Planner was really helpful, he explained everything in detail and most of all in plain English so we could understand everything - no jargon. He was really prompt and did everything he said he would and from start to finish it was all so easy. We can't recommend him highly enough.
I could fill these in myself. Then I realised what a minefield this was!! so started looking for professional help. A work colleague recommended Nicholas Pratt at The Pension Planner. I would like to thank Nick and Andrew who have now completed my pension. Their help and advice was very professional but explained in a very simple way so a very complicated pension set up was sorted and both myself and my wife are highly satisfied with the service and advice we received.
Nick is very easy to contact and always answered any queries/questions immediately.
once again thanks to Nick & Andrew and The Pension Planner
Received very good advice from Nick for ensuring my funds work at their utmost in my final working years. Found him to be very approachable, helpful and trustworthy!! my funds had not been working to their optimum and with nicks help and advice there has been an overall improvement and look forward to the final results in the forthcoming years!!! Thank You NIck
Having dealt with several different financial advisers over the years it was an unexpected pleasant experience meeting Nick from 'The Pension Planner'. I had several different pensions which I wanted to consolidate into one and review my retirement opportunities. Nick was friendly and I felt able to communicate with him openly. The information he provided was jargon free, clear and informative.
I would not hesitate in recommending him or his company to my friends, family and colleagues. They provide a professional service which is tailored to you and sympathetic to your views and understanding.
I was kept informed throughout the process and they were always on hand to answer any of my questions.
Nick has been advising us on savings and pensions ..such a minefield.. for several years now and these have done well for us. The pension in particular delivers considerably more than had we stayed with the original provider. Detailed annual updates come in simple language, we have an occasional home visit and telephone calls are followed up promptly. This company takes a personal interest and I would warmly recommend it.
Nick was recommended to me by a friend I work with. I had 4 different pension pots to sort which was causing me some headaches until my friend put me in touch with Nick & Obsidian. Nick has transformed a complicated process intro a plain & easier to understand process with his patience, professionalism, and vast experience. Nick took the process along at a pace that i was comfortable with. I would most definitely recommend Nick & Obsidian to anyone wishing to set up a pension plan. I have already received literature to study and ponder on regarding my tax free lump sum investment options from Nick. This will be the next stage I know he will advise and guide me through with my best interests foremost.
THANKS A LOT.
After an up and down career I had managed to accrue five separate pension pots, all paid up before their full term and with a bewildering array of terms.
Like most people today I had started my search for advice and options on the internet and was immediately bombarded by offers to get extra funds out of my pension pots, receiving varying quotes from hitherto unheard of companies and organisations who gave no advice and were obviously using the health indicators of their potential clients to suggest that they could improve pension payments.
Not what I was looking for.
However while browsing for more information I had the good fortune of landing on the Pension Planners web site and although a little basic It offered advice , not just the promise of receiving more from my pension pot should I suffer bad health etc.
Andrew followed up my enquiry and I was struck by his knowledge of the industry and interest in getting a full picture of my circumstance and aims.
His approach was tactful but direct and the advice he offered made good sense and met my aims perfectly.
I would have no hesitation in recommending his advice and services in the matter of your financial planning. Just a shame I had not had his standard of good advice when I began my pension savings.
Now the annuities are in place and operating, Andrew has continued to explore ways of making my pension tax free lump sum work to earn more, thus meeting all my original criteria.
Over the years I have paid in to several different pensions, both company and private and I wanted to review my options to make sure I was getting the best return for my retirement. I shopped around online and ended up speaking to Nick at the pension planner. He took my details and after a couple of weeks we met up to discuss my options and after he provided me with a recommendation for my pension plan and his reasons for it, I was very happy to put my retirement plans in his capable hands. The whole process was very informative from start to finish and it was great to work with such a knowledgeable and proactive firm that I feel had my best interests in mind at all times.
When we were looking to buy an annuity with our maturing pension pot, we came across The Pension Planner almost by accident which turned out to be a happy one. We were guided through a very complicated process by Andrew Hursthouse, who took the time and trouble to make sure we understood very well the decision we were making.
having lost a lot of money on a pension , due to the company i worked for going under and also being wary of phone calls from companies saying they could do wonders with my pension ,i was still a little dubious dealing with anyone,luckily someone recommended pension planner and i checked them out myself on the internet.
the first appointment was made with nick and everything was explained in a proffesional .non pushy.no jargon i couldnt understand .but an easy relaxed way.
i was given choices , i was under no pressure and by the second visit my pension future blossomed and i felt confident with the help and expertise i was receiving.
anyone reading this.please get in touch with pension planner and get your pension sorted.
Having no knowledge of pensions or my options at retirement i came across The Pension Planner via Unbiased and had my enquiry dealt with promptly and efficently indeed to say he least ! All my options were laid before me and i was guided in "laymans terms" which helped tremendously.Needless to say i am more than happy with Nicholas,s guidance and asistance throughout the process.i would highly recommend them to friends and family says it all.Thanks for your help
I was a little concerned about putting my trust in an online site but I had no reason to worry. My adviser, Nick, was professional and really tailored his advice to my individual circumstances. He was very easy to contact if I had any questions and did not rush or pressure me at all. I am very happy with the choice I made, with Nicks help, and am confident all available options were explored.
Deciding to take my pension was, for me, a traumatic time, until I contacted Obsidian.
My experience in choosing the right pension, was much more straightforward than I had thought it would be.
I had approached retirement age with trepidation, I think I was in denial of the fact that I had reached this point in my life. The prospect of making the correct choice became evident to me and so I contacted Obsidian through a close friend, and it was the best choice I could have made.
The process was made easy for me by highly trained advisors who helped me to make my final decision with confidence.
Obsidian were the right choice for me at exactly the right time.
Nick Pratt has been providing high quality financial advice for us now for more than five years. We are thrilled with our relationship with Nick, who always takes the time to thoroughly understand our financial goals, tailor his advice to our specific needs and explain his recommendations and plans to us in a manner that is so easy to understand. Every question we have raised is answered to our satisfaction and the investments Nick has recommended to us have helped greatly in raising the value of our portfolio. Over the years, we have found that Nick is constantly striving for ways to improve the quality the business of the excellent service he provides to us.
I am still saving for retirement and therefore have been able to benefit recently from advice offered by Nick and his colleague Andrew Hursthouse through ‘the Pension Planner’. Getting the right advice at this stage of my pension planning is equally as important to that when taking a pension upon retirement, as good advice will undoubtedly increase the value of my fund. In my case, following a series of meetings with Nick and Andy, where my attitude to risk and targets for my pension fund were discussed in great depth, they produced a bespoke financial plan to actively manage my fund, to achieve both a good level of growth and equally importantly, decrease the level of risk as I near retirement, by progressively moving some of the fund to safer asset types. The plan and its performance will be reviewed regularly by Nick and Andy, so that adjustments to it can be made to the plan if necessary.
The word ‘pension’ can fill many people with horror, so complex is the subject. However, the brilliant Pension Planner website covers every aspect of pension planning and terminology in great detail. The great thing though is it written in uncomplicated, no nonsense terms, that everyone can understand and is a site everyone about to take their pension should have a look at.
I’ve already recommended an ex-colleague to Nick, who has been equally impressed with Nick’s service and I wouldn’t hesitate in recommending the Pension Planer team to anyone. A financial service as good as theirs isn’t found easily.
From my very first contact with The Pension Planner I have had a very positive experience. I found their website easy to use, received a quick response to my email enquiry and found my advisor Nick really easy to speak to. He clearly outlined what he could do to help with my query and explained things in a way that was understandable. He took the big issue of pensions and broke it down into bitesized chunks to make the whole process seem less scary. I really appreciated The Pension Planner's help.
Nick and his staff are all highly professional and effective. Nick has the ability to explain complex financial issues in a completely understandable fashion and his recommendations were carefully tailored to my needs and level of risk. He has advised me through a particularly difficult period and has taken a lot of personal trouble to sort out my options. The Pension Planner is a company that takes the time and trouble to understand its clients before recommending a particular solution and is prompt in dealing with any queries. I have no hesitation in recommending them as I doubt you will find better advice that you can understand! Definitely worth 5 Stars
Having no knowledge of pensions or my options for retirement I came across The Pension Planner and had my contact request dealt with promptly and very efficiently indeed to say the least! All options were laid before me and I was guided in “layman’s terms” which helped tremendously. Needless to say I am more than happy with Nicholas`s guidance and assistance throughout the whole process and i have asked The Pension Planner to assist my employees with their retirement planning too. Very impressed.
With all the current talk of pensions in the news, it is so refreshing to be able to have a site like this that explains everything about pensions in really easy to understand terms.It has certainly helped me out with learning more about pensions and terminology. I wish it was available sooner, and will be passing the site details on to friends and family.
Until 5 years ago I managed my own finances without specialist help. I was reasonably happy with the situation but as retirement was fast approaching, I decided that I needed to be absolutely sure that my hard-earned money was being taken care of with maximum effect and that it would perhaps be a good idea to consult a professional financial adviser.
I had a preliminary meeting with Nick Pratt and I can honestly say that I have never looked back. Nick has always explained things in a clear manner and if there has been the rare occasion when I have not altogether understood something, he has been very patient in clarifying matters. More importantly, he has made sound, profitable investments on my behalf, at a time when markets have largely been subdued.
Little wonder that in addition to his superb advice and financial guidance, Nick has given me something else . . . . . . . PEACE OF MIND! PRICELESS!
The service we received was professional, informative and extremely efficient.
Pension adviser Nicholas Pratt dealt with all enquiries in a timely manner as we were working to a deadline to get all paperwork signed before we went away on an extended holiday. Everything was finalised within 4 weeks and payment was made whilst we where away. . I could not fault the service we received and would not hesitate to recommend THE PENSION PLANNER.
I contacted the company when shopping around for an annunity.
The company holding my pension savings was employing delaying tactics and generally being as unhelpful as possible.
Andrew Hursthouse provided invaluable help in dealing with this company, securing the best annuity deal available at the time.
He kept me well informed - and saved me time and a great deal of hassle.
I have no hesitation in recommending this company.
There are so many factors to consider when retiring and I wasn't sure where to start. Then I got in touch with Nick and Andy in The Pension Planner and they helped me through the whole process. The service I received was very helpful and their knowledge was excellent. Now I can look forward to my retirement and enjoy my pension income for many years to come.
I was apprehensive choosing the annuity provider after reading the financial information and I was not confident to commit to buy the annuity.
I went online to for a financial advisor and Nic Platt was a brilliant and helped me through the investment detail. I am now more relaxed with the annuity and investment for the future.
I would not hesitate to recommend Nic Platt @thepensionplanner.co.uk as every time I needed help, he sorted it out straight away without any problems. I felt I was talking to a mate and not to someone I had just become acquainted with.
Firstly I will say that I am very glad that I never just signed the forms that my pension providers sent me and took them up on their offering without shopping around. I contacted The Pension Planner who assisted and obtained me much more income over what I was offered (substantially more over the longer term) . I was able to add my husband onto the recommended annuity with a 50% pension and still receive more income than my current providers combined - excellent service from Nicholas and the admin team and I would definitely recommend their services to anyone needing advice in what I see as a very complicated area for those who have little knowledge
Last year I decided to take my pension. Not being clued up about this I decided to go on the internet and see what I could find. I entered my details on a comparison site and was contacted by Nick Pratt (Conclusive). Nick helped me to choose the right pension for myself. He gave me detailed information and kept me informed from start to finish. I would definitely recommend The Pension Planner
No bulls**t from the outset. Straight talking, no jargon but explanations of options of where and how we could invest our money were thorough and any investment risk was made clear leaving no doubt that this company knew what they were talking about and had the experience to back up the options on offer. Nothing was too much trouble and any proposed action was taken on or before the date and time proposed, to make us feel totally comfortable and trusting that we were allowing a relative stranger to deal with our hard earned brass. We have since recommended another family member to become a client and Nick has taken the job on with the same enthusiasm shown with our business. Does what it says on the tin!! Excellent choice.
Before I saw Nick Pratt at The Pension Planner, all financial issues were a minefield of confusion to me. But, after several meetings with Nick, my mind has been put at rest. He clarified so much for me, explaining the different options available, assessing my attitude to risk, and providing easily understandable information so that I could make my own decisions.
I can't praise Nick and The Pension Planner too highly. Nick was always really friendly whilst taking me through the procedures in an exceptionally professional manner, clarifiying each available financial route and explaining all financial terminology so that, as a layperson, I could follow his points.
Because of The Pension Planner and, in particular, Nick Pratt, my anxieties re my pension and future income have been allayed. I feel massively reassured.
Was recommended to see Andrew Hursthouse when I was about to receive my pension fund. After a few meetings with Andrew where he gave me numerous options with projected results and where he found out my character traits in regards to how cautious I am with funds I was able to make an informed decision about my fund. This has included a monthly pension plus investments from a lump sum that satifies my personal needs.
Since then Andrew has given me regular updates and has arranged a regular meeting to advise me further as situations change.
THOUOUGHLY WOULD RECOMMEND THE COMPANY FOR FRIENDLINESS, CARE AND PROFESSIONALISM.
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