I had cause to claim following burglary. They were only too pleased to tell me that I was under-insured by nearly £3800. I had to contact the underwriters themselves to intervene. They then tried to tell me where to shop for the replacement kit, not acceptable. Eventually I went to Calumet in Birmingham, and collected the cameras and lenses in person. I have recently attempted to secure cover for £3.5K. They have refused to provide insurance. It was the same man who gave me the bad news on both occasions. I'm sure I could hear him smile. So, beware,use manufacturers market prices, not the price that you pay. Pretty shabby, quite frankly. Pretty shabby.
Rang round for quotes from several companies and Aaduki's price was the most competitive and with no ridiculous clauses that would have voided some of the policies I had been quoted by other companies. Documentation has come through very quickly. Highly recommended.