I borrowed many times from Cashnetusa.com and never been disapointed. The fees can be a little high but that's what you get when you need money asap. Customer service is great and they'll work with you if you can meet the due date. All in all, its a great lending company!
I( received a call from a autodialer at 8:44am my time. I pressed a button to talk to some one. no one ever came on line. went to their web site and started a online chat. put in my e-mail address and phone number. Chat with Lizeth. No real answers from the chat, looks like I need to do some research on who these people are. (added research): http://www.ripoffreport.com/reports/directory/cashnetusa and http://www.scambook.com/company/view/82683/CashNetUSAcom
Chat listed here:
Lizeth: Welcome to CashNetUSA online support! In order to verify that you are the account holder, can you please provide me with your home phone number and the last four digits of your social security number? Don Weber: s far as I know I do not have a account. I just received a call stating that I have been approved by casnetusa. but never applied, I want to know what is going on Lizeth: I would be glad to address your concern Don. Lizeth: Can you tell me more about the call you received. Don Weber: autodailer, at 8:44am my time, from 866-831-3602. I was on for about 5 minutes after I pressed the number 3 button to talk to someone. no one ever came online. (called back pressed number 1 button, after 10 minutes never talked to anyone) Lizeth: That might have been the application support team to offer you a loan. Don Weber: but how can they offer me a loan if I never applied? Lizeth: What is the phone number they called you too? Don Weber: I saw a tv ad, went to the web site, was getting info for my daughter and son in law. now I get this call. Don Weber: my number is xxx-xxx-xxxx, same as the request when I started this chat Lizeth: If you entered your general information we would have a hold of your information. Don Weber: no never entered any info as far as I remember Lizeth: Would you like to apply for a loan? Don Weber: you have my number, what have I been approved for? Lizeth: Would you like me to transfer the chat to application support team for further assistance on an application? Don Weber: so you can't tell me anything? Lizeth: I do not have your information, you would need to enter the information online. Lizeth: The application support team can assist you with that. Don Weber: if I enter the info then I am applying, but I have been approved, so there must be something in the system already Lizeth: Don would you like me to transfer the chat to application support team for further assistance on an application? Don Weber: no thats ok, I will contact the BBB and annty general of MN first Lizeth: Is there anything else I can help you with today? Don Weber: you have not done anythign for me yet, Don Weber: but you can go Don Weber: just let everyone know Don Weber: that autodialers can only be used with customers already, no working relationship with me as of yet. Lizeth: Thank you for choosing CashNetUSA. I hope you have a great day. Lizeth: Lizeth: We value your opinion as our customer: Please click here to write a quick review on your experience today. Thank you for chatting with CashNetUSA customer support. Please click the "Close" button on the top right of the chat window to tell us how we did today.
I'm starting to feel as though the banks are out to get me. They have a new system of putting through payments before they put deposits through. Once that first payment doesn't clear, the effect snowballs and I am in a mess. Thanks to the patience of Cashnet, I have been able to get the money I need to get back on track. They work with you in every way possible.
I was very pleased with this company all around. The fees are in black and white and available to you before you apply (I researched this...they are the most reasonably priced for these kinds of loans). The application & verification process were very simple. The confirmation of emailed documents came immediately and response for my loan took less than 20 mins once the document was received. The funds were received the very next morning and I was able to do an online chat to pay off my balance. It couldn't have been simpler and the still maintained the verification of my identity nor have I been harassed by them with tons of email solicitations. I also was pleased that they processed applications for next day payments until 9p CST. I thought I had missed it because it was after 7p, but I was pleased to find out that I hadn't. I did not have any bad experience with this loan. Very pleased!
When friends say no, banks say no, finance companies say no, Cashnetusa says YES. And I love their savings on their fees. I would strongly recommend this company to anyone. No harassing phone calls from banks, finance companies. just a friendly email reminding you that your payment is due. Always there when you need them. Any amount, every time.
I tried to do an application online and everytime I get the same error message so when I chatted with an representative Tamica's the name she told me I was denied for a loan but I never even told cashnetusa my employment info, how much I earn, or my checking info because as I said before I never could get pass the first part of the app because of the error situation. Anyhow she then replies that we reviewed your information from 2012 thats why you are denied. O.K. first off I never did an application for cashnetusa back in 2012 and secondly why would she base me trying to get a loan today 11/2013 for info supposedly back in 2012 does not make sense right. So when I told her that she told me Your welcome have a nice day. Horrible would not reccomend to any one. I havent even registered my account yet so how can i be denied!
I chatted with a CashNetUSA customer service rep regarding a promo code that wasn't being applied properly on the website, and he monitored my account while I accepted the contract to ensure that the discount would be applied, and it was.