I have found recently that my financial circumstances was struggling so I thought about getting a credit report to find out the areas I need to work on, after some time checking the net I chose www.Checkmyfile.co.uk.
After an easy registration and entering some personal info to allow for the credit check to take place I was then able to view my full credit report, this took a matter of a few minutes.
The report itself was excellent and just what I was looking for as all the details of past loans and so on was displayed clearly and easy to understand, with helpful info pop-ups to explain any jargon.
The site even offers a comparison with other larger credit report companies, one of the most well know being Experian of which I used a while ago and found that Checkmyfile was far superior then it's competitors and the contact team were very friendly and helpful.
A trial of 30 days is currently on offer then after which you are charged a small fee each month or until you cancel.
I would recommend this service and have done to people, friends and family who wish to check their reports as checking it helps with managing finances and may put your mind at ease.
I'm so impressed with the excellent service that checkmyfile.com provided, at a much better value price than others in a simiar business.
I was initially a little wary of signing up for a free 30 day trial for a credit report, as I thought it would be difficult to cancel if it wasn't what I was hoping for. I needn't have worried though as it was simple and clearly set out as to how you could cancel, and it was instant too, and you don't have to talk to anyone, it's all done online and literally takes less than a minute.
I did actually sign up for a paid subscription, as I was so impresssed with every aspect of the service and I wanted to monitor my credit score going upwards as my financial situation improves due to positive circumstances in my life right now. My credit score via checkmyfile.com went up by about 30 points over a couple of months and it gives you such a boost to see, in front of you on the screen, proof that things are heading in the right direction money-wise.
The checkmyfile.com website is really well laid out, easy to navigate, intuitive, and has a friendly feel. It has a wonderful splash of colour which seems to guide your eyes to different sections of each page, so that you can easily and effectively absorb the information. It's business-like and professional, but not at all scary or threatening like some other money orientated websites. You're treated like a person, not a number and it just feels "right".
It was interesting to discover that the credit score that employers and landlords see is much higher than your regular score. I wondered at the time why I'd easily passed the search the estate agents carried out, but now I know!
I've never actually wrote a review for a financial website before, but I was so impressed with checkmyfile.com that I wanted to tell others how awesome they are.
If you're reading this and are considering signing-up for the free trial, stop thinking and start doing; you won't regret it. I didn't! Thanks for reading.
What a refreshing change to have a team that is poised to be of true assistance to you, in this country, and speaking proper English. And how they helped me!
Six years after an enforced insolvency I was seeking to repair my credit situation. The bankruptcy was a decision taken after a forensic divorce of a 30 year marriage, a property that would not sell despite 2 auctions, and the closure of a business after less than professional behaviour from colleagues. That decision was taken as I embarked upon a new life with a new lady who could supply all the security we needed.
It was also taken just as she became ill, and just before our planned wedding she got the diagnosis of pancreatic cancer. When she died just after our second anniversary, it left me with zero creditworthiness. Four years on from that it was time to get it all sorted.
I joined all the major players - and CheckMyFile. Very quickly I realised that there were significant errors on my files - particularly with Equifax, whose call centres really do NOT help when stressed!
I found this team really helpful, with advice that was spot on, actions that took the weight off my shoulders, and contacts with companies who needed chivvying within days. What a change from the others who took up to a month to respond.
Because CheckMyFile looks across all three agencies it is very easy to spot the anomalies, particularly as their website is really clear, and easy to understand and navigate. I needed my file cleared of all reference to matters from the past - as it should be after the six year anniversary of what happened. I needed this to be able to fund a new car, and a different credit card to the one that charged 40% plus interest. (grateful to Vanquis for being there, however, but don't wish to prolong the usage!)
When life is stressed one needs a calm effective company to deal with, one that delivers excellent client management and gets results. Couple that with terrific value for money, and you have a winner.
That's CheckMyFile. Wholeheartedly endorsed.
I used the 30 day free trial to see my credit report and this website was superb. All the information you need is easy to find as well as easy to understand. I would recommend this company to everyone looking to check there credit reports as a very good alternative to the major players on the net.
Fantastic service, I found this easy to use and much better than competitor sites as it shows information from all the credit reference agencies together in one place.
The information gave me the confidence that I had good enough credit to apply for a loan and I now have a lovely car to drive.
I'm now saving for a deposit on a flat so I'll be using them again when I'm ready to look at mortgages.
This company makes it very easy to see your credit score and reports across multiple providers (Equifax, Experian, Callcredit) and have a multitude of ways of helping you resolve any issues (including secure messages, free phone numbers and mobile friendly numbers to call)
Most providers offer a subscription service, I had been with Credit Expert (Experian) for some time but they had missed information that checkmyfile had from other providers so it makes sense to subscribe with a provider that gives you access to multiple credit reference companies.
Appart from being very usefull and straight forward website I was well impressed with customer service - person I was dealing with was very helpful, replied to my e-mails on the spot and answered all my questions, you couln't dream of better customer approach. Unlike competitors (Credit Expert - stay away from them) there was no problem with cancellation, also you still have an access to your account and customer service AFTER you calcelled. I don't need this service at the moment but definitely will come back in few months time. I strongly recommend checkmyfile.com to anyone :)
I have to give checkmyfile top marks. I had a 30 day free trial.
Checkmyfile are so helpful, If you have a query or question about your credit file, they get back to you so quickly,I was very impressed with their service.
Their advice was very helpful and they are so proffessional,
I would highly recommend them.
Having used Equifax and Experian subscription based credit file check services in the past I can highly recommend checkmyfile as considerably more detailed (as they provide data from all three credit rating services) and cheaper to boot. I have also been impressed at how straightforward it is to cancel my subscription (simply because I don't need the service any longer) - usually these companies make you jump through hoops, but in this case it took about 2 minutes online. Will certainly use this company again as and when I need to.
One of my friends recommended checkmyfile to me - I hadn't heard of them to be honest. I had already tried Credit Expert after seeing their TV ads and frankly didn't think a Checkmyfile credit report could be any better, but wow! what a massive difference.
Their report is just so incredibly more detailed and shows information from two credit agencies side by side. I spotted a mistake at one of the agencies so I rang checkmyfile. Got through right away, the person at checkmyfile grasped the problem in seconds and said they would sort it out directly with one of the credit agencies, and told me how to sort it out with one of the others. Wonderful service, they seemed pretty experienced at sorting stuff out and gave me a lot of confidence.
They kept me informed with their progress with sorting things out regularly and eventually I got an email saying all was correct now and indeed when I checked again the job had been done.
Highly recommended, brilliant service and pretty good value
Couldn't fault them!
Quick response to any queries made, friendly and very understanding (even if the issue turns out to be your own fault - whoops!)
Spoke with several people across all ranks within the company, all of whom very polite and gave me 100% of their time and attention.
Customer service was a thing of the past, thank you checkmyfile for bringing it back in fashion!
Happy Customer to say the least!
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