Hi, Over the past decade I've condemned pretty much every UK financial institution for one reason or another but its a breath of fresh air to find there is one financial company in the UK that is efficient, quick and painless. I'd read about HiFX on Martins Money Savings Expert and felt reasonably confident they could transfer money from the UK to Spain at a reasonable rate without any trouble. Initially I had to provide ID info but their staff both in Spain and the UK were very helpful with a couple of minor queries and replied within a day. I bought and paid for the Euros on a Friday afternoon, paid for them when the contract note was emailed and the money was in my Spanish account Tuesday morning. For the first time ever there was no declared or hidden charges that Santander UK used to hit me with. Every aspect was dealt with quickly and no hassle and with an exchange rate of 1.177 (to the pound) compared to interbank rates of around 1.19, it was very good. I checked elsewhere for comparison and the Post Office was the next best at 1.60 and as for the high street banks, forget them. There is no question who I'll use next time I want to transfer money around as it wont be the banks !
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