Warning: If like me you do not like using credit so pay for your items outright, great. However, if you have to return any items, they will refund you the payment then put the new item on your new credit account. Shock horror, the amount of cr*p they send you on a regular basis, you miss the reminders from then. They then sell your debt to "reliable collections" who as far as I can tell are just a trading arm of Jacamo. SCAMMING GITS!