You say that all your clients are guarantied a loan, I am now sitting in more dept than before because of not been able to qualify for any of the loans suggested for me. I strongly feel that the fee should only be taken once a loan has been approved and sent to my account. It is also made very difficult to get your money back or even attempt to get it back. Really not happy about how much I have lost or how to get my money back so that I can just survive to the end of the month. Will be kicked out of my rented place and could end up on the street because of not understanding what I am paying for and false advertising!