I'm very pleased with the help and advice from Shane Kao at Mypensionexpert. He always kept me informed and all telephone conversations were confirmed, promptly, in writing. The annuity quotes were very good and I have no hesitation in recommending Mypensionexpert.
When the time comes and you have to face the minefield of annuity buying you could save yourself a lot of hassle and worry by going direct to "My Pension Expert" Andy Binns took control, advised me as to my options and secured for me the best posible deal with the minimum of fuss. He organised and facilitated all conference calls and left me with the simplest of tasks - signing on the dotted line. Thank you.
MY PENSION EXPERT DID EVERTHING EXPLAINED EVERYTHING GAVE A FIRST CLASS SERVICE WOULD RECOMMEND THEM TO ANYONE SEEKING PENSION ADVICE I WOULD RECOMMEND AND PERSONALLY THANK MR SHANE KAO FOR HIS HELP AND ADVICE
My Pension Expert helped me to purchase my pension annuity policy.
All available options were fully explained to me to begin with
They provided quotation from a number of different companies.
Comparing to other quotations I received theirs were the best in the market.
They arrange all the paper work on my behalf,
I have used services of My pension Expert twice now and
definitely recommend them to any one requiring Financial advice.
Samantha Packham and her team were thorough and professional from the start of our enquiry. Having taken Money Saving Expert, Martin Lewis's, advice to shop around for annuities, My Pension Expert proved what sound advice that was. Having discussed all the options with Sam and received her quotes which she explained to us fully, we came to our decision. The annuities which we now enjoy are significantly above the projections of our pension fund managers.
Martin Lewis is right. Shop around. And in Sam and her team you will find a service to help you make the very best of your pension pot.
At the age of 63, I'd been getting a rather frustrated with my pension plan (St James' Place) and its lack of performance, and wanted to do something about it. I'd heard about drawdown, and had been exploring the possibilities on-line and with my IFA. In fact, my IFA was not a pension expert - I'd hired him for quite different purposes - and he introduced a colleague, who I found really pushy. This was a bit different from my St James Place experience where the agent was being, frankly, obstructive and negative to my wishes, which I was a bit surprised about, because he'd have earned some commission by actually doing something positive.
Anyway, I was doing some internet searching and stumbled on the My Pension Expert site and completed the online questionnaire to get some figures as to what was possible. It didn't produce an instant online response, so I forgot about it, but a couple of days later, I received a phone call from Shane of My Pension Expert. I found him really easy to talk to, and he wasn't pushing anything in particular and wasn't actually pushing anything at all. We were just talking and he was giving a huge amount of information.
After the frustrations of dealing with St James Place, and the pressure I felt from the independent pensions person I'd been introduced to, Shane was an incredible breath of fresh air. Nothing was too much trouble, and he was so patient when I had to ask him to explain something more than once. He took me through all the options, patiently and carefully, and allowed me to make my own decision based on our conversations and the various pieces of literature he sent out. From first contact to final setting up of the annuity was over two months, because he was more than content to go at my pace rather than his. I was truly delighted with the service and finished up with a product that I didn't even know existed before Shane told me about it. Even the other pension specialist didn't mention it, even though it came from a premier, blue chip provider!
After "pressing the button", the backroom admin also seemed to work smoothly and seemlessly, and I was delighted with the efficiency of the transaction. It all worked so well, and there was always somebody there to talk to who had access to the transaction, when I phoned.
I unreservedly recommend My Pension Expert, for professionalism, product knowledge and particularly for not being pushy. After all my other experiences, Shane was a shining example of how to help people make and take informed decisions, free from any of the pressure which seems to pervade so much of society today.
Thank you, Shane, and thank you My Pension Expert.
The adviser from MPE, Shane, was friendly and informative and made the whole excercise straightforward and hassle-free. At no point did I feel less than confident about what was proposed or executed. I was relieved of all of the work of merging my 3 pension pots.
I would cerainly recommend this company to anyone who wants to get their pension annuities sorted out in a friendly, efficient manner.
I found Shane to be very helpful and prompt in sorting out my annuity. He kept in touch regularly, but not often to be annoying. There was one error by the annuity company, but that was promptly sorted out.
I am very happy to recommend Shane and My pension Expert.
Samantha, I wish to express my gratitude for your expertise,professionalism and patience in the way you successfully negotiated and organised an enhanced annuity
from several differing," frozen" pensions. I am very happy with the excellent result .
Having had some papers from my then current advisor, I decided to carry out a comparison to the pension arrangements I had been offered and found MyPensionExpert via Google
The initial contact was thorough without being pushy. The paperwork trail, including letters of authority were swift and acted upon professionally by Andy Binns who personally looked after my file from inception to completion
The quotes received from MyPensionExpert were far higher than those offered by my current Pension Provider's agent which proved that my curiousity and/or suspicion was right and I was correct to obtain a comparitive quote
I was kept informed via telephone and e-mail and finally the file was completed within about a month, whereas my previous agent was quoting about a 3 month processing period
I would thoroughly recommend contacting MyPensionExpert before accepting the first or any other offer when my next pension is available to draw
Rang my advisor Shane Kao for some pension advice, One week later called in to see me with all the details I`d requested. He explained it really well and gave me sound advice.Couldn not fault it,first class!
Trouble free process to set up an annuity with Shane. Excellent personal service with good communication and attention to detail that was really helpful. Everything was dealt with promptly and efficiently, I'll certainly be recommending him in the future.
Shane could not have been more helpful.
If like me you are self-employed and Googled "annuity" when nearing retirement, then you would have found a bewildering choice of companies promising the earth. Some of the differences in the quotes and the amount of commissions some comparison sites wanted for a very little work, was daunting.
My Pension Expert did what they said they would do. They compared the market for me, came up with better quotes than I had been able to find myself, consolidated my four pension pots into one and liaised with all the insurance companies on my behalf.
The whole process was hassle free, all the staff were very helpful and I would certainly recommend them to others.
We are all too aware of the dire situation regarding pensions & investments, so I needed someone who would understand & could advise me on the best way forward in my particular case. Andy Binns was that man. He was empathetic, informative & unfailingly helpful. My pension fund was not huge but Andy offered a very personal service. He assessed my individual situation & offered excellent advice without a 'hard sell'. My pension is now sorted & he is currently helping me invest the lump sum I received, in the best product for my needs. I would have no hesitation in recommending Andy & this company - avoid the companies that only offer the products & no advice
Right from the first point of contact I've been treated more like a friend than a client. All the advice I've been given has been in "real speak" rather than the baffling jargon offered by other's.
I've been led through the whole process by my personal advisor perfectly allowing me to make the right decision's, in my own time, without feeling pressured.
I'd strongly recommend "My Pension Expert" to anyone that is approaching retirement.
From the first contact, the service was excellant. Advice given freely with no pressures exerted. When I decided to go ahead with the annuity purchase it was completed in a very reasonable timeframe with minimum fuss.
I would hight recommend My Pension Expert to anyone looking for advice in annuity purchase.
i found this a very easy way of sorting out my pension. I got the best value in a short space of time , and found Andy easy and friendly to deal with. Would not hesitate to recommend My Pension Expert to anybody !
My Pension Expert was very efficient in expediting my annuity. Before I spoke with them I had no idea what to do to get the best deal and they took it out of my hands. I have been very pleased with the outcome.
I feel so lucky to have found this company. I cannot fault it. I would recommend to anyone. And a special thank you to Mr Andy Binns - a true professional.
It was always evident that obtaining the best deal, especially in these times, was going to be very difficult and also time-consuming even with a degree in business education. After spending a lot of time over many months getting to know the markets, I came across My Pension Expert just when my policy reached maturity. Shane Kao from My Pension Expert found me the 'Best Deal' - no-one else offered me anything close to it. The whole experience has been an exceedingly good one - beyond my expectations - they have been thoroughly professional, communicative, eased me through what little I had to do and answered my queries promptly with understandable explanations. I was very glad to have found them at this time and am very happy to recommend them to you. I really feel I got the best deal available and that my small pension is generating as much income as possible. I would like to thank Shane and others who dealt with my pension fund for that and their expertise.
I had done lots of research and felt quite knowledgeable, yet their advice helped to give me the confidence I needed to move forward and complete. In the end I felt that they got me the best the Open Market had to offer. I would like to give a special thanks to Samantha Packham my pension expert.
Having tried two so called FAs with regard to a pension annuity I was very disappointed & confused with their recomendations. None of which fitted my requirements.
Thankfully I found My Pension Expert on the internet & after a phone call from Scott Mullen to introduce himself & his company I was confident I had found someone who was listening to my wishes.
Nothing was too much trouble & Scott certainly went the extra mile to find the best income from my pension fund.
It was extremely satisfying to receive in the end exactly what I required. So very rare these days!
I wholly recommend Scott Mullen & My Pension Expert to anyone looking for advice in the complex world of pensions & annuities.
Thank you all very much
In determining what to do with my pension pot I must commend Mr Kao for giving a range of options, including one I had not known of that suited me perfectly. I did not want an annuity and the product recommended from LV provided versatility and a higher earlier income. The setting up, documentation, transfers and any queries were handled most efficiently. Picking an online provider is a bit of a stab in the dark, nonetheless I was very well served by Mypensionexpert and would without hesitation use them again
When searching online for advice on what to do with a small pension pot that was due in the next three months I was inundated with emails from firms trying to get me to deal with them. Luckily I responded to the three that gave me the best initial advice and from that three it was obvious that Shane at My Pension Expert gave the most comprehensive advice without trying to sell himself or the company. If you do not know or are unsure what to do with an annuity I would speak to My Pension Expert to be sure you are aware of all your options My small pension pot I know is generating the maximum amount I can get after their advice.
the annuity market is so complicated and so many choices are avalable , so to have "my pension expert "and "andy binns" to help and advise was great . the whole process was professional and friendly , altogether a good experience . would recommend the company and andy to anyone .
I have nothing but praise for the service i received from My Pension expert,from the very first phone call i made they were very helpful,answering every question in great detail and giving me expert advice.I would recommend this company to anyone wanting a very good professional service regarding there pension etc.
Completely hassle free, I passed the requirements to Howard at My Pension Expert , went on holiday and when I returned everything was in place. Could not have been more straightforward with a friendly and responsive service.
I had already started contacting other Pension providers but after speaking to Scott Mullen at My Pension Expert I decided that they could offer me the professional service I required.
Not only did they come up with a better annuity than anyone else, all the hard work chasing people etc. was taken care of.
My thanks to Scott and his team.
As a lot of people are, I was ignorent of my pension status as I was nearing retirement.
My Pension Expert, ( Andy Binns ) assisted in tracking down a pension I did not appreciate that I was entitled too and gave me advise on what I would receive and what I could do with my funds.
Throughout the process the company and their personnel were proffesional and curtious with out pressurising.
I would strongly recommend the company for pension advise.
Throughout the whole procedure we were advised and supported even when the original pension provider made life difficult. We were able to navigate the problems thanks to Shane at My Pension Expert and to a successful conclusion.
After struggling with a couple of other FA's, it was refreshing to deal with someone (Andy Binns) who understood my needs immediately, kept me well informed and delivered on all promises made. Thanks for providing me with an excellent product.
I was recently in the position of requiring to utilise a poorly performing pension and was disappointed with the annuity offered by my pension provider.
My Pension Expert and in particular Andy Binns, proved to be an excellent find on the internet.
I was originally reluctant to use a company that I had found on the internet, my concerns were brushed aside by the quality of the attention and service levels that the company provided.
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