I used to sell giftcards on eBay. One person reported they did not receive their item and opened a dispute. After the dispute was settled, it turned out the person DID receive the item, but because they don't "cover gift cards" or have "seller protection", they expected ME to pay for an item that somebody DID RECEIVE ----- So I should just go on ebay and buy a bunch of gift cards and report that I didn't receive it to get them for free.... Why not?! It's PayPal's policy!!!!