I had steadily got myself into £91K of unsecured debt over a period of 5 years. I was managing to keep to my monthly payments however the interest being charged meant that I would be paying the loans for about 40 years. I always guarded my credit rating carefully but decided that it was time to face reality. I didn't want to do and IVA or go bankrupt so DMP was my only option. Payplan immediately put my finances back on track and stopped almost all interest and charges. 4.5 years into the plan I have just update my arrangement and now I only owe £25K, still a large sum but I can see the end is getting nearer and nearer. It's been an expensive lesson and one never to be repeated, without Payplan I would have never got back on track. I cannot fault them in anyway, they have taken all the burden away from and are always available if I have any questions. They are a highly professional team and I have absolutely no reservations in recommending them to anyone.
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