Beware, not all as it seems
Useless untrained advisor's, telling porkies when advising and when confronted with facts are unable to come up with a creditable answer. We would have been debt free now but we listened to them and now we are even more in debt. They are now sending us marketing information to try to take out car loans, so much for helping us out of debt. I have checked with the BBA and FA and they(PayPlan) are lying through their teeth when giving financial advice. Absolute S##t company, there are much better ones out there who do not lie to you and as PayPlan is funded by the CREDITORS it is obvious who they work for.