Ok, so borrowing money is expensive for people like me these days, but at least I CAN borrow money. I have been using Quick Quid for a couple of years now on and off and where I get a welcome few months when I don't have to use them they have saved my bacon on lots of other occasions. The thing I really like about them though is they have a superb customer service infrastructure. I particularly like the live chat as I can get on with other things while I'm solving issues with QQ. My bank messed up my address, so we had problems with card payments, but QQ were patient whilst I resolved and charged me no further interest in the whole week it took to get my bank to sort the problem out. The staff are always so nice and so helpful and having used other money lending companies and experienced their atrocious service I would never go anywhere else now. Just one other tip, only borrow what you can afford to pay back and you'll have no trouble at all..