Opened an account with A&L when I was 11. Crappy accounts for kids but I managed... When I was 13 I opened an account with Abbey which gave me an ATM Card, use to put all my money in that account and A&L become useless just had a couple of hundred I'd saved up in it........ When I was 16 I got a Visa Electron debit card and that was better, they also send me a cheque book on my request........ 2 months later had to report my card lost and they sent me a Visa Debit card(Electronic only) I wrote a cheque for £112 and was returned unpaid they charged me £25 there after my cheque book was stolen. When I reported it they said there where cheque transactions on my account.... I'm 18 now and because I refuse to pay the charges when I didn't write the cheques there ruining my credit......... I cant even get a basic account
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