My auto finance paper was sold to Santander. It was for a 72-month period, yet I am making my 74th payment! I had deferred some payments when I was out of work but have now made those. So why am I still paying on this car? Santander's accounting practices are shady and questionable. I believe they are nothing but a bunch of thieves over there. Also, I was given three different amounts I still owe: $1567, $1620, and $1579. It should be 0!!!