Wonga had a problem with their server when I was trying to pay. I tried couple of time only to see an error message "Ups! Something went wrong!" or something like that. Next morning I discovered that they took the payment twice. When I called them up all they say is "We escalated the matter and someone will call you back". 48h later still nothing. Called them again to listen to the same story "Someone will call you back". Wonga is good if you need quick cash and you repay on promised date. But if an issue appears the "magic" disappear and you need to go through hell to sort things out... dont recomend. They are cheaper options on the market.
since i been with wonga there only been one hic up i think it took 11 hour to make a 15 min payment to me but have never come across this again i alway got a loan never been turned down so i think this has been a good service that i will use again and again in the future
When I need money and I'm struggling I always am grate full for using wonga I always pay back on time or even before but when their is a problem it has always been easy to extend I have never found a problem with wonga and would not hesitate to tell people to use wonga
I have to use wonga now an again, they make borrowing easy an quick when you need alittle more to get little extras you need , an when disaster strikes like car problens, then I can rely on wonga to help, just wish the interest rates wernt so high!.
Actually never thought I'd use a 'payday loan' company and always said I wouldn't. Yes, they're not the best things to use but if your in desperate need for money wonga is the best one out there. Yes there is interest but nothing comes for free. I've used it a couple of times now and have told people about it and how it's not as bad as people make these 'payday loans' out to be. The only time I think you could get in trouble is not paying it back, but if that's the case then why borrow it?
I tried several websites for a short term money loan, and Wonga was the easiest by far. Others wouldn't tell you how much the interest would be until you applied and some when you had given all your details, including bank account details. No good. Wonga lets you choose the amount, how long you want the money for and show you, before you apply, how much interest you will be charged. Once you apply and are accepted, your money is in your account in minutes. Fantastic. You can even pay back early and get a discount for doing so.
I have used Wonga for a while now and can only say I am grateful for when when needed with no fuss to apply , Thank you !
Don't bother going to the bank for help, they only help themselves. When you need help fast! Wonga are there to help. Always only borrow what you can afford to pay back and you have a safety net to rely on.
I've used Wonga the last year when I'm low on money and it great for me, as i get paid weekly but would never recommend it for people that are on low income as the charges are very high.
the website is very easy to use and I know what I need to pay back straight up, even a 5 year old can use the site, the service over the phone is great and if you miss the payment on the repay day they will always let you know straight away so you can make arrangements to pay it back before the deadline
The design of the site is easy to view and simple to understand. I received a decision quickly and the money was deposited into my account within minutes.
The only negative comment I have is that the site froze quite a number of times, and I was forced to re-enter all my details on the application form roughly 7 times. However, the final result made up for this nuisance.
I have no hesitation in using Wonga.com, the only thing I feel that would improve the service, is to help regular customers by giving a slight discount on the interest rate or even a reward scheme for regular prompt payment and use of the service.
Naomi Freckles Dempsey found this review useful
Once again I had to use a payday money lender and as always I went straight to the most trustworthy company Wonga. So easy to apply, always have an offer to use so saved money straight away, the application was straight forward very easy to use and mentioned many times that this is only to be used as a short term loan, which I always do and always pay before time. Great company and I always recommend you to my friends and family.
Wanted a short term loan, Found all these site with hefty interest, catches and fees. Then found wonga got the money within 2 minutes in my account! Was so easy and quick to apply as they don't ask for every single personal detail like the other sites. I needed sole money urgently as I have a son and was stressed out but wonga helped me a few times when I needed it most on one of those a rainy days. They tell u how much interest for how much you want by using the clever slide bars so u see it everything right away then all u do is make sure you have that amount in your account on the day and even get a reminder a few days before. You can even call them for any questions or pay on the automated line. Also 24 hours, They tell you the decision straight away and u can easily pay early which saves you money on the interest.
Thumbs up for wonga!
Everyone has opinions on these payday lenders, are very quick to criticise and assume anyone who uses them is in some way simple. For someone like me, and probably an increasing number of people these days, no bank will entertain me for any request even though I work, pay my bills, and pay my debts. I have used wonga several times, no troubles, no random access of my account or any other horror stories I have read online, and they put the money in your account very quickly. You know how much you have to pay back before you accept the money, and it always stays the same if you stick to your part of the agreement. The apr's don't really mean much if you pay back on time, and if you think you can't, don't take the cash.
Wonga is easy to apply too and easy to use. If you have any queries or question on your loan there always there to help. Wonga is a great way to get money quick and the interest and transmission fee is very low. I wouldn't go anywhere else.
Legal Loan Sharks, I used these guys to help a family member out by borrowing as much as a week before payday to help my household out with bills ect. I had no real need to use them and paid back everything on time as I thought I was borrowing comfortably within my limits. I was fortunate I got out of the cycle of using them, as you start to take on another loan to repay the previous one. Another of my family was not as fortunate and got deeper and deeper into Wonga and another similar company, before she knew it her whole wage was being used to repay the loans and penalties made up a large chunk of what was owed.
My Mother has subsequently ended up clinically depressed, lose of her job and almost two years unemployed, for many reasons but ultimately debt was a big part of it and spiral of denial and head in the sand while Wonga and similar companies pile on pressure and more penalties.
On my note, I became a first time buyer last year and was rejected a mortgage based on using pay day loans. They harm your credit score, harm your chances with mortgage companies and ultimately you pay a higher price for it. I did get my house and I've never used pay day loans again.
I have used Wonga's services many times during financial difficulty, and have previously been happy with the service with regards to transparency and fast payments. However, this happiness was brought to an abrupt end following a change of bank account. I added the new card details to my account, and after selecting my payment method, I soon realised that the funds had been sent to my old account which is now redundant. I assumed this was an error on my part, and suffered the consequences. However, the next time I made absolutely sure that I had selected the correct account, only for it to happen once again, costing me an additional £112 for no service whatsoever. I contacted the Customer 'Care' Team, and as a loyal customer of Wonga I was under the impression they would help to resolve this issue. This was not the case. I was in fact made to feel as though it was my fault that their online payment system is clearly flawed. The member of staff I was speaking to said it was my fault for not reading the fine print - I was not satisfied with this response so he asked me to hold, and then hung up on me. I will not be using their services again, and would advise anyone who does use their services to be very careful when using the site - IT IS NOT GUARANTEED THAT THE BANK ACCOUNT YOU SELECT FOR PAYMENT TO BE MADE INTO IS THE ACCOUNT THEY WILL ACTUALLY PAY INTO. Of course they will not make this mistake when trying to retrieve the payment from you so be very careful.....
Excellent fast service, always been there when i've needed them for that "quick fix" loan. Its just so easy and simple to apply and within minutes the moneys in your bank, even on a saturday night at 11 o'clock. Fantastic.
So probably my fault but i didnt notice .. I filled out all the forms ect got to the end & it said i was only borrowing £1 .. i then tried to change it .. It wouldnt let me go back just asked me
To accept it .. So iv borrowed £1 but paying lik £10 back .. That sucks .. I mean how many people are seriously going to borrow £1? Blegh
i saw you on tv and here i am and happy to be with you thanks
I know the interests are high but they are in a high risk business and they are there to help when the banks simply wont.
To reply as a company, please sign up here.