I had cause to claim following burglary. They were only too pleased to tell me that I was under-insured by nearly £3800. I had to contact the underwriters themselves to intervene. They then tried to tell me where to shop for the replacement kit, not acceptable. Eventually I went to Calumet in Birmingham, and collected the cameras and lenses in person.
I have recently attempted to secure cover for £3.5K. They have refused to provide insurance. It was the same man who gave me the bad news on both occasions. I'm sure I could hear him smile.
So, beware,use manufacturers market prices, not the price that you pay.
Pretty shabby, quite frankly. Pretty shabby.
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