Took out Insurance last year with this company but I tried a number of other on-line insurers to see if I could get a better deal. They either did not want to cover me or would only do it at a premium. Annual Travel Insurance gave me the cover I needed at no extra charge keeping my premium at very reasonable price. I have not had to claim yet so can't tell you about how that would go but so far so good and I would highly recommend you get a quote from this company.
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