I got a £200 loan. I'd be paying back around £250 but I know that PayDay loans are expensive. They didn't lie to me, and why shouldn't they make such profits? It's an emergency loan, not a mortgage.
Anyhow, I'd be paying about £50 in the first month, and about £200 the next month. I was okay with that at first, but after I realised the £200 was steep for a single payment. I contacted them a few weeks before the second payment and said this, and asked what they could do for me.
They offered to split the payment in to 2 months, and chuck about 20 quid on as a fee. And they did this without blinking an eye lid, it was done in 5 minutes all by live chat.
So far as a first time borrower.. they have not hidden anything from me, they helped me by splitting up that large payment and they've always been transparent and honest.
+1 to quickquid!
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