After deciding that we did not wish to downsize due to the costs involved and as we had no mortgage we decided to release £25k from our home for home improvements. Based on our age we assumed that the only way to achieve this was via Equity Release and after researching the various options decided on the Interest-Payment Lifetime Mortgage option. We were pleasantly surprised to be advised that Equity Release was not our best option and that we should instead apply for a short term mortgage which we have successfully achieved with Nationwide. It is not often these days that you receive impartial advice that is not in the best interests of the advisor for whom I'm extremely grateful that she was not just interested in earning commmission. I would have no hesitation in contacting Key Solutions again in 15yrs or so !!.
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