TONY MORGAN EXPLAINED IN STRAIGHT FORWARD TERMS WHAT WE WOULD BE UNDERTAKING IN EFFECT PLACING A MORTGAGE ON OUR HOME TO BE PAID BACK IN THE FUTURE. NO PRESSURE WAS PUT UPON US TAKE ANY PARTICULAR TYPE OF PLAN OR SUPPLIER. WE WERE ENCOURAGED TO INVOLVE OUR FAMILY IN ANY DECISION WHICH WAS THE WISE THING TO DO. THE DOCUMENTATION WAS COMPREHENSIVE AND EASY TO UNDERSTAND. THE FINAL DECISION WAS LEFT COMPLETELY TO US AND THE TOTAL COSTS HONESTLY EXPLAINED. WE WOULD HAVE NO HESITATION IN RECOMMENDING TONY MORGAN OR KEY SERVICES
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