If you're good at keeping track of your finances then this is a perfect service to use when you need money for a short period. They tell you everything you need to know before hand, so if you somehow fall in to an endless cycle of debt problems with them then that can only come down to your own fault. I've never had any problems with the company, been using them for around 2 or 3 years just taking out small loans and paying it back each month. Whenever I've needed help they've been extremely easy to get in touch with, very professional and resolve any queries within minutes. Either by phone or the online chat (I personally use the online chat now but have been on the phone with them in the past also)
What I like most about them is the speed at which money is deposited to your bank now. When I started using them I think it took something like an hour or 2 for the money to be in my bank, but now it literally takes no more than 15 mins. For example, I've been out after work with no money but plenty of opportunity to go out. I brought up quickquid on my phone browser and 15mins later I went to the cash machine and it was there ready for me.
I remember seeing the film "Yes Man" and the part with the Micro-loans made me think 'that's a great idea, wish my bank would do this'. Well that's what QQ now provides me and the service has been exactly what I expected and better (since you don't even need to go to a representative to apply for it)
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