As I spend a lot of time in Spain I was looking for a reliable (and cheap) currency exchange service. Using my UK cash card everytime I needed money incurred charges. I got around this by opening a Spanish bank account and having my pension transferred into that account from mu UK account. For that I pay just £4.50 and no more charges at the Spanish cah machines.
There's no contract and registering is simple. My sister put me on to this and I would reccommend it to anyone living in Spain who needs to access their UK money.
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