I checked that the details my recipient had given me with 'HiFX' before I did anything else. It was a good job I did because the IBAN details I was given contained dashes and dots which had to be removed. I received an immediate reply to my email giving me the necessary IBAN information.
Of course, not having used the 5 step process before, I made mistakes which were easily corrected. Every mistake was highlighted so it was just a question of hitting the back button and making the necessary corrections.
I did this in the afternoon and I didn't realise that the monies would not be transferred until the next day.
I received a Contract email immediately and one the following day to say the monies had been sent.
I wouldn't hesitate to use 'HiFX' and the 5 step process again.
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