We plan to travel a few times this next year, so buying this insurance allows us to waive the costly car hire insurance they always want you to buy. I've not had a claim problem yet, but I have had someone run into my hire car while it was parked. Reasonable cost, if the policy actually works when needed. I really hope I never have to find out!!
There was only one choice - what cabin to purchase. Since there were no other ferry services at the date I wanted to travel; I am travelling with a friend and relative, so we will share an outside cabin. Fare is reasonable, not cheap, but acceptable.
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