With my background -having been born North of the Border.- I was very cautious about asking anyone to get involved in sorting out my pension, until a friend recommended Andy Binns.
Even then I was cautious and contacted a couple of "pension brokers " over the internet.as a back-up.
But from the first telephone converstion with Andy untill everything was completed I felt assured that everything was being done on a personal basis- no issues, no crisis, and always a patient explanation of technical questions I fired at him.
And I got a far better deal via Andy than I was offerred by any of the internet contacts.
If you are thinking of setting up a pension or have any queries regarding your pension, Andy Binns and his team are the people to speak to.
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