TransferWise

This is how all transactions should be - simple.

Slightly worried at first, as I am with most things new but especially money things. Gave it a try with a small amount initially and it was perfectly successful so went ahead with a larger amount - wonderful.
Will continue with this service and all others will be bypassed.
Only thing I now need from this is a similar scheme to pre-load a credit/debit card or something similar.