Hi Fard, thanks for your feedback. Very sorry to hear that you feel we're acting dishonestly - please accept our sincerest apologies. May we ask a couple of questions so we can help you and future customers further? Firstly, which bank are you referring to? Either they have an extraordinarily good fee structure of which we're unaware, or they are hiding an element of the fee and not letting you know. Secondly, did you know that we have put a best price guarantee in place for very very rare occasions where a customer has found a better deal elsewhere? http://transferwise.com/cheapest-money-transfer-guaranteed Under this guarantee, if you are still looking to make a transfer we will happily beat any rate you can find anywhere else. Please let us know, and we will do everything we can to assist you further. All our very best, TransferWise.