Hi, often we take travel insurance as an expense we could all do without and forget the real reason why being covered is essential and not having cover is simply stupid and places you at serious financial risk. The phase short term pain long term gain surely applies to travel insurance, in the short term paying the premium can seem a pain given all the other travel costs, however the gain comes in two directions, namely the cost is monor compared to the overall holiday cost, secondly being taken ill and having to worry about the cost is unesessary and easily avoided.
My advice is don't do without cover yourself day and night. Finally think that whatever happens insurance protection will keep you financially AAClear.
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