I had purchased ads from Facebook which was paid for through PayPal. I had my debit card set as primary payment but they paid through bank account information instead. I used this account just as a temporary holding and has a constant balance of $0.00. much to my surprise, I receive an NSF fee because PayPal didn't use my preferred payment method. I contacted support who explained a "back door" setting as I like to call it because you have to look for it, that made that payment go through account info rather than preferred. I changed the "back door" setting to use my card. Sure enough, I receive ANOTHER NSF fee because PayPal used the account rather than the card again, even after I changed the setting.
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