I used to use my bank. There was a lot of security hassle, and it was slow. Originally I could only do it by fax and a,number of those never arrived. You can imagine that caused all sorts of delays. More recently they did it over the phone but it wasn't nearly as convenient as HiFx. I do and it's done. Quickly . No hassle no quibble. The only problem I have is there is a fee. Then my bank abroad takes a fee and there is an intermediary fee from another bankers it passes through that bank to mine. If there is an advantage in the rate with HiFx then it is well.and truly lost with each bank taking a cut. I feel sometimes the poor punter is always the loser. I will still use HiFx however as its the best around
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